WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Cookies Policy

Most of the cookies that are in used on the website are analytical cookies. These cookies are used to collect information about how visitors use our websites. We use the information to compile reports and to help us improve the website. The cookies collect information in an anonymous form, including the number of visitors to the website and blog, where visitors have come to the website from and the pages they visited. Bizfella Ltd will also use first party cookies. These cookies are set directly by the website the customer is visiting, i.e. the URL displayed in the browser’s address bar.

Auditing our use of cookies

The website puts steps in place to audit the use of the cookies on its websites:

  • Establish what cookies that are already being used on Bizfellas online services and to establish what cookies that are intended to be used in the future;
  • Knowing what cookies our online service either already uses or intends to use;
  • The removal of any cookies that are not being currently used on Bizfellas current websites;
  • Confirmation of the purposes of each cookie that us being currently being used;
  • The website identifies what information each cookie processes, including whether they are linked to other information we hold about our customers or otherwise involve processing personal data.

Where personal data is involved, Bizfella Ltd ensures that we process this data in line with the requirements of the GDPR.

The website will always confirm whether our cookies are session or persistent cookies and if the cookies are first party or third-party cookies.

The website will always establish how long our cookies last and that this duration is appropriate, we will also identify those cookies that are strictly necessary, and those that are not.

Types of Cookies

Necessary Cookies

These are cookies that are, quite simply, strictly necessary for the operation of our site. They include, for example, cookies that enable you to check your eligibility for our service. If you disable these cookies then parts of our site will no longer work for you. It also limits our ability to keep your information secure, such as when you transact on our website.

Functional Cookies

These are used to recognise you when you return to our site. This enables us to personalise our content for you, remember your presences, and remember if you are resuming an application you started previously.

Performance Cookies

They allow us to recognise and count the number of visitors and to see how visitors move around our site when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily. We also use third party performance cookies to record and analyse information of this nature in order for us to improve our website.

Targeting Cookies

These cookies record your visit to our site, the pages you have visited and the links you have followed. We will use this information to make our site and our advertising more relevant to your interests. For example, targeting cookies may help us to improve the targeting of our advertising by excluding people who have recently applied for a loan with us from seeing our adverts or by identifying audiences who are more likely to be interested in our adverts. We provide third parties such as Google and Facebook with this information so our adverts can be placed on third party websites. If you choose to block these cookies you will still see our adverts on other websites but they will not be tailored to you.

Information about cookies

The website ensures that we provide clear and easy to understand information to our customers about the cookies we use. Also, we ensure that our information is comprehensive and covers all the cookies we use.

Consent for cookies

The website has implemented a consent mechanism that allows customers of our online services to control the setting of all cookies that are not strictly necessary. We ensure that our consent mechanism ensures the consent we obtain is in line with the GDPR’s requirements.

The website will keep any records of cookie consent for an appropriate period. Bizfella Ltd will document and review our cookie use on a regular basis.

Managing Cookies

If you have accepted cookie and wish to delete them, you can do this at any time from your devise.  Your browser you access the internet with has the software controls for cookies, each browser having different ways to access their settings and controls.

These are links to the most popular browsers and their cookie management pages .

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Legal

Information

We are a Broker not a Lender. Representative 546.1% APR. Representative example: £200 repaid over 3 monthly instalments of £134.76. Total charge for credit £404.27. Interest £204.27. Interest rate 546.1% (fixed)
LoanFactory.co.uk is a trading style of Maxed Up Media Ltd. Company registered address: Metropolitan House, Station Road, Cheadle Hulme, Cheadle, Cheshire SK8 7AZ. Maxed Up Media is an appointed representative of Serpable Ltd and regulated by the Financial Conduct Authority under reference 848096. (Serpable Ltd is authorised and regulated by the Financial Conduct Authority under reference number 799104)

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY TAKING OUT A LOAN THAT IS SECURED AGAINST YOUR PROPERTY MAY PUT YOUR HOME AT RISK IF YOU DO NOT MAINTAIN THE REPAYMENTS.

Credit is available to person 18 years and offer. All loans are subject to status. A short-term, payday loan should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

The operator of this website is not a lender or short term loan provider and does not make loan or credit decisions. We are a credit broker, providing loan matching services and help connect consumers interested in obtaining short-term payday loans; installment loans; guarantor loans and secured loans in amounts between £100 and £100,000 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products. Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

Not all lenders within our network can provide up to £100,000 and there is no guarantee that you will be accepted by a participating lender or broker.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.